Today I am finally setting up my Sinking Funds Tracker for 2021! This is the first time I ever do something like this and am sooo excited. I believe in budgeting in a way that makes sense to you and your family. You can adjust your budget accordingly and adapt to life changes. So what is a Sinking Fund? A Sinking Fund is something you want to save for. The most common categories are Christmas, Birthdays, Anniversary, Holidays, Vacation, and anything that is a big event that is expected to take place in your life. How people calculate their savings is by using this formula:(savings amount needed) divided by (#…

Saving you change can add up to more than you think! You can use that spare change for alot of different things, such as:Adding towards investmentVacation FundTowards Emergency FundFun MoneyAnd MORE! You can be creative with your coin savings! I saved for about 6 months when I was a cash budgeter in 2020 and I contributed mine towards our emergency savings! Watch to see what the total amount was!! Follow for more inspiration.

In the start of 2021 we made the decision to go cashless, this was all based on convenience. But we realized that our spending had increased because we were swiping our cards. Watch this video as I explain why we are going back to Cash Budgeting. Follow me on social for more budget tips.

What budgeting apps are available that really do the job that is worth getting? Today I’m going to be sharing with you guys four budgeting apps that not only helped me manage my monthly budget, track our expenses, but just kind of make life so much easier. If you’re new here, welcome! My name is Lizzie and I talk all things budgeting related. I also share tutorials on how to make templates using free options and I love it so much. So these are the four budgeting apps that I use on a regular basis. I always go to them and best of all, they’re free!! Now, I have an…

Hey everyone! Today i am going to be walking you guys through our July monthly budget. In hopes you can create your budget along with me. BUDGET PROCESS:Step 1 is writing everything down in your budget calendar. Step 2 is to map out your bill tracker Step 3 is create your month or your paycheck budget I always would say try living within percentages. For us our goal is to live within 70% of what our income is. This is what physically enters into our bank account. If you are in debt you might want to have that be 80% of your income. We do tithe 10% of our income,…

Want a Canva mockup tutorial on how to make an Etsy thumbnail? I’m going to give you thumbnail ideas for Etsy. I will also show you how to upload your Etsy thumbnail for your listing and also how to make thumbnails using Canva for free!! ☞Join My Patreon Membership: https://www.patreon.com/naturallylizzie ☞Try Canva Pro FREE 30 days: https://partner.canva.com/c/2869554/647168/10068 Follow for more budget tips!

Using Canva To Make Cash Envelopes MAKE THEM FREE!! Want to know how to create cash envelopes in Canva? Watch this Canva tutorial to be able to make digital envelopes yourself! You can use Canva for free to create cash envelopes. Using Canva is so easy and great for beginners. This cash envelope tutorial shows you some Canva tips and tricks I use to create a cash envelope budget system. If you have used this tutorial to DIY cash envelopes, I’d love to know!! My hope is that this inspires you to get creative by using Canva!